Home How it works Features Pricing About Blog
The UAE's credit intelligence platform

Your credit score,
finally in your hands.

See the score on your uploaded report, understand the available factors, and plan your next credit decision with more clarity.

Upload your credit report Private report handling Free, forever
Score moved
Compare your score after uploading a newer report.
BNPL Guard
Track plans you add to Savvy.
Potential impact: varies
Good evening
Inaam
IS
300
Good
Sample report preview
BNPL Guard
3 accounts tracked
Impact varies
WHAT'S MOVING YOUR SCORE
Payment history
94%
Utilisation
72%
Credit age
58%
Everything on your credit report, in one clear place
The blind spot

Know what buy-now-pay-later
activity appears on your file.

Buy-now-pay-later account information may appear on a UAE credit report. Check what your report shows, and keep each instalment current.

Start with your official report
Upload your report

Get your official report from Etihad Credit Bureau, then upload it to Savvy. Re-upload a newer report to compare changes.

What 3 BNPL accounts can cost you
Impact varies

BNPL information may appear on your credit report. Keep every instalment current and check your report for what was reported.

Who's exposed
UAE credit

Savvy is designed for people navigating UAE credit reports and looking for a clearer view of the information they contain.

How it works

Set up in 60 seconds.
Protected from then on.

No paperwork, no jargon, no surprise fees. Just clarity on the number that decides your next big financial step.

1

Upload your credit report

Download your official credit report, drop the PDF into Savvy, and we decode it in seconds. We screen AI inputs for personal identifiers. Some report-derived facts may be sent to our AI provider; see our Privacy Policy.

2

See the full picture

See your reported score and the account details Savvy can reliably read, explained in plain language.

3

See exactly what to do

Savvy shows what's helping, what's hurting and what to fix first, and flags the BNPL exposure or errors that could cost you a loan. Re-upload anytime to track your progress.

What's inside

Four tools. One job:
protect your credit.

Savvy isn't a budgeting app or a wealth advisor. It does one thing properly, it makes sure you're never blindsided by your UAE credit score again.

Credit Score Monitor

See the score printed on your latest upload, with report-based factor insights. Upload a newer report to check for changes.

Explore the monitor

BNPL Guard

Track the instalments you add, and review any BNPL details Savvy can read from your report.

Explore the guard

Dispute Assist

If a bank makes an error, we help you fight it. Step-by-step guidance through the UAE dispute process, turning a two-year nightmare into a tracked, managed resolution.

Explore dispute assist

Score Simulator

Explore the likely direction of common credit decisions. Your future score cannot be predicted precisely.

Try the simulator
Try it yourself

What happens to your
score if you…

Most people sign first and find out later. Savvy flips it. Pick a decision and watch the projected impact, this is the Score Simulator, the same one built into the Savvy app.

Choose a scenario
Open a new credit card hard enquiry
Take a AED 50k personal loan + exposure
Pay off all my BNPL recommended
Clear a credit card balance utilisation ↓
Illustrative direction
↓
Illustrative direction
Likely down
Opening a new card adds a hard enquiry and lowers your average account age. The direction may be negative, but the size and timing vary. No recovery date is guaranteed.
See it in action

Clarity, on every screen.

Built light, fast and uncluttered, every card serves one purpose: helping you make the right call with your money.

Score Monitor
BNPL Guard
Score Simulator
app.besavvysure.com
Sample data · for illustration
Your credit score
733
Very Good
Score changed since last report
Range 300-900 · last report 12 days ago
What's moving your score
Payment history
Great
Credit utilisation
Fair
Credit age
Good
Credit mix
Good
New enquiries
Great
Buy-now-pay-later on your report
B1
Pay-later plan 1
AED 1,200 outstanding · 3 installments
Effect varies
B2
Pay-later plan 2
AED 640 outstanding · 2 installments
Effect varies
B3
Pay-later plan 3
AED 350 outstanding · 1 installment
Effect varies
Combined estimated impact
−28 pts
3 active plans · AED 2,190 total

Clearing one plan before a mortgage application could lift your score back toward Very Good. Estimated, actual figures vary.

Illustrative direction
761
Excellent
Likely improvement
If you…
Pay off all BNPLOpen a new cardTake a personal loanClear a card balance

Clearing your pay-later plans removes active installments and frees up utilisation, the fastest way to lift a UAE score. Estimated impact, for illustration.

A look inside Savvy. Sample data shown for illustration, click the tabs to explore.

Built for the UAE

Your report stays in your control.

Credit data is sensitive. We screen AI inputs for personal identifiers and block requests when safety cannot be verified. Read our Privacy Policy for processing locations and retention.

Data processing

See our Privacy Policy for hosting, AI processing locations, and retention.

PII-stripping middleware

We screen AI inputs for personal identifiers and block requests when the data cannot be checked safely.

Protected access

Passwords are stored as secure hashes. See our Privacy Policy for current data safeguards.

No bank linking, ever

You simply upload your credit report. Savvy never connects to your accounts and can never move money or make changes on your behalf.

Illustrative examples

Ways Savvy could help.

"I had no idea my buy-now-pay-later plans were even on my credit file. Savvy showed me in one screen, and I cleared two before applying for my mortgage."

RK
Example one
Fictional illustration

"A bank reported a payment I'd actually made. Dispute Assist walked me through every step. Resolved in three weeks instead of the years everyone warned me about."

AF
Example two
Fictional illustration

"The simulator is the part I didn't know I needed. I checked what a car loan would do to my score before walking into the showroom. Walked in knowing my number."

SM
Example three
Fictional illustration
Good to know

Questions, answered.

Is Savvy really free?

Yes. You can upload a report and view the score and details Savvy can read at no charge. Savvy does not charge you for viewing your uploaded report.

Does checking my score hurt it?

No. You're uploading your own credit report, so viewing it in Savvy has zero impact on your score, checking your own credit is always a soft, invisible action. Only hard enquiries from lenders, when you actually apply for credit, affect your score.

How does Savvy see my credit data?

You download your official credit report and upload it to Savvy. We show the score and details we can reliably extract from your uploaded report. Savvy never connects to your bank and can never move money; you're always in control of what you share.

Is my data safe?

See our Privacy Policy for hosting providers, processing locations, and retention periods. We screen AI inputs for personal identifiers before sending them to our provider.

What can Savvy read from my report?

Savvy reads the score and account fields it can reliably extract from a supported digital report. Some older layouts provide fewer details. Nothing needs to connect to your bank.

Stop guessing. Start knowing.

Your credit score is deciding your rent, your loans and your next move whether you watch it or not. Take the wheel, it's free to start.

No credit card. No impact on your score. Just upload your credit report.
How it works

From blind spot to
complete clarity.

Most UAE residents check their credit score once, if ever. Savvy turns a paid, manual, intimidating government process into something that just runs quietly in the background, and speaks up when it matters.

1

Get your credit report

Download your full official credit report, it's AED 84, and it's the last time the process will ever feel painful.

2

Upload it to Savvy

Drop the PDF in. We decode it in seconds, your score, the five factors behind it, and the fields Savvy can reliably read. AI inputs are screened for identifiers, and unsafe requests are blocked.

3

See everything, clearly

Your number, what's moving it and what to do next, all in plain language. Re-upload whenever you want to track how it changes.

The difference

Banks tell you what happened.
Savvy tells you what's about to.

Every banking app in the UAE alerts you after a transaction. None of them predict what it does to your credit, your liquidity, or your next loan. That gap is the whole point of Savvy.

The old way

Reactive

Pay AED 84 for the full report, or AED 10.50 for the score alone. Read a dense PDF. Understand none of it. Find out about the problem when your mortgage gets rejected.

The Savvy way

Predictive

Upload your report and see your score, what's moving it, and exactly what to fix first, in plain language, before it costs you.

The outcome

In control

Walk into every financial decision knowing your number, knowing the impact, and knowing you've caught any errors before they cost you.

It takes minutes, not years.

The hardest part is starting. Download your report, upload it once, and the whole picture is finally yours.

Features

Four tools that do
one job properly.

Savvy is deliberately focused. Not a budgeting app, not a wealth advisor, not a financial everything-store. A credit protection product that makes sure you're never blindsided again.

Always on

Credit Score Monitor

Your score, always current, always explained. The full 300-900 range rendered with our spectrum gauge, the five factors behind it, and a plain-language reason for every move.

  • Your score with the five factors behind it, ordered by what's hurting you most
  • Plain-language explanations specific to you, not generic bureau text
  • Score history charted over time, with the events behind each change
  • See every 5-point move, up or down, each time you re-upload your report
app.besavvysure.com/score
Sample data
712
Good
Score changed since last report
What's moving your score
Payment history
Great
Credit utilisation
Fair
Credit age
Good
The blind spot, covered

BNPL Guard

Never get a credit surprise from your buy-now-pay-later plans again. Every installment on your report made visible, with its estimated impact and the threshold that could cost you a loan.

  • Reads every buy-now-pay-later plan straight from your credit report
  • See the estimated point impact of each account and the combined total
  • Warning the moment your exposure crosses the mortgage-eligibility line
  • Flags overdue installments and the exposure that threatens a mortgage
app.besavvysure.com/guard
Sample data
Combined estimated impact
−28 pts
3 active pay-later plans · AED 2,190
B1
Pay-later plan 1
AED 1,200 · 3 installments
Effect varies
B2
Pay-later plan 2
AED 640 · 2 installments
Effect varies
B3
Pay-later plan 3
AED 350 · 1 installment
Effect varies

Your pay-later exposure is approaching the level banks flag on mortgage applications. Estimated, actual figures vary.

When things go wrong

Dispute Assist

If a bank makes an error, we help you fight it. The UAE dispute process is opaque, manual and intimidating, we turn it into a clear, trackable resolution you can actually follow.

  • Step-by-step guidance through detection, evidence and submission
  • Templates and document checklists for each dispute type
  • Status tracking so you always know where your case stands
  • Built from a founder's two-year fight, so yours takes weeks, not years
app.besavvysure.com/disputes
Sample data
Dispute in progress · incorrect late payment
Issue detected
A late mark you say was paid on time
Evidence prepared
Statement & receipt attached from our checklist
3
Dispute submitted
Filed with the bureau · awaiting response
4
Resolution
Typically 2-4 weeks · we'll track it for you
Before you sign

Score Simulator

See what a new card or loan does to your score, before you commit. Model any decision and watch the projected impact move before you sign.

  • Test new cards, loans, payoffs and balance changes
  • See the projected score and the interest-rate band it puts you in
  • Understand the why behind every projection, in plain language
  • Walk into any showroom or bank already knowing your number
app.besavvysure.com/simulator
Sample data
Illustrative direction
761
Excellent
Likely improvement
Test a decision
Pay off all BNPLOpen a new cardTake a loan

See the projected impact before you commit. Estimated, for illustration.

All four. Free to start.

Upload your report and get the full picture. Upgrade only if you want it sharper.

Pricing

Protection that's free.
Power that's worth it.

Understanding your score is free, forever. Paid plans give you the tools to plan, simulate and fix, not just see.

Save 2 months on annual
Free
Understand your score and what's on your file.
AED 0
Free, forever. No card required.
  • Upload your credit report and decode it instantly
  • Your score + the five factors behind it
  • BNPL Guard with combined estimated impact
  • Plain-language insights on what to fix first
  • Full Score Simulator
  • Dispute Assist
Most popular
Pro
Get the most out of every report you upload.
AED 49/mo
Billed monthly
  • Everything in Free
  • Unlimited re-uploads & score history over time
  • Full Score Simulator, unlimited scenarios
  • Dispute Assist with step-by-step templates
  • Advanced planning tools for your credit goals
  • A personalised plan to raise your score
  • Export & share a clean report for loan applications
  • Priority dispute support
  • Early access to new features

Prices in AED, inclusive of VAT. Cancel anytime. The free tier never expires.

Pricing questions

Will the free plan always be free?

Yes. Understanding your score, uploading your report, seeing your score, your factors and your BNPL plans, is free forever. We believe knowing your number shouldn't cost you anything. We only charge for the deeper tools: the simulator, dispute help and AI guidance.

Can I cancel anytime?

Anytime, in two taps. Cancel a paid plan and you simply drop back to the free tier, you keep your account, your history and your protection.

How does the free trial work?

Pro starts with 7 days free. We'll remind you before it ends, and you'll never be charged without a heads-up. Don't want to continue? Do nothing extra, you roll back to Free.

About Savvy

The credit intelligence layer
the UAE never had.

Savvy exists to do one thing the UAE has always been missing: make your credit score understandable, watchable and defendable, so it works for you instead of quietly working against you.

First, the basics. What actually is a credit score?

In the UAE it's a number from 300 to 900, calculated by the country's official credit bureau from how you handle credit. Pay on time, keep balances low, and it climbs. Miss payments, lean too hard on buy-now-pay-later, max out cards, and it falls.

That number is quietly one of the most powerful things about your financial life here. It decides whether you get a mortgage and at what rate. Whether the car loan is approved. Whether the travel credit card comes through. Increasingly, landlords and even employers look at it too.

And yet almost nobody can see it clearly. The only way to check is to buy your report from the bureau, AED 84 for the full file, AED 10.50 for the score alone, then decode a dense PDF written for banks, not people.

The category

The rest of the world
solved this years ago.

In most mature markets, knowing and protecting your credit score is free, continuous and effortless. The UAE has had nothing equivalent, until now.

United Kingdom & beyond

ClearScore

Gives millions free, ongoing credit visibility across the UK, Australia, South Africa and Canada. Not present in the UAE or the wider GCC.

United States & Canada

Credit Karma

Made checking your score a free, everyday habit for over 100 million people, turning an opaque bureau number into something anyone can act on.

The UAE

The local bureau

A government bureau, not a consumer product. It provides the data, but no monitoring, no plain-language guidance, no dispute tooling. That gap is exactly where Savvy lives.

What we do

We turn a bureau number
into intelligence you can use.

Upload your credit report and Savvy becomes the layer on top, reading it, explaining it, showing what moves it, and helping you fight the errors. These are the principles we hold to.

Clarity over jargon

Bureau reports are written for banks. We translate everything into the plain language a person can actually act on.

Protection over profit

The thing that protects you stays free. We earn only when we make Savvy faster and sharper, never by gatekeeping your own data.

UAE-first, always

Built for this market, hosted in this country, aligned with its regulators. Not a foreign product bolted onto local data.

Why it matters now

The numbers behind the mission.

UAE credit

of UAE residents are expats, new to the credit system

0

BNPL providers now reporting to the bureau

0

the top of the credit score range we help you reach

2024

the CBUAE mandate that made this urgent

Understand the number that runs your life.

Upload your credit report and see it decoded in plain language. Free to start.

Our story

We built Savvy because
one of us lost two years.

It started with a mistake that wasn't his.

A bank reported something incorrectly. A payment marked late that had been made on time. A small error on a file our founder couldn't even see, because in the UAE, your credit score isn't something you get to watch. It just sits there, deciding things about your life, behind a paywall and a PDF.

He found out the way most people do: at the worst possible moment. An application rejected. Then another. A mortgage that should have been simple, suddenly out of reach. No clear reason given, no obvious way to fix it, and a dispute process so opaque it swallowed two years of his life.

Here's the part the spreadsheets don't capture. When you've worked hard, played by the rules, saved for the thing, the house, the car, the card that finally lets you travel the way you wanted, and you get told no because of a number you were never allowed to see, it doesn't just cost you money.

It makes you feel like a stranger in your own financial life. Like the system has quietly decided something about you, and won't tell you what. There's a real shame in being rejected for something you did everything right to earn. That feeling sits with you.

That's the part we couldn't let go of. Not the points or the percentages, the helplessness. The sense that this could happen to anyone, and in a country where most people are newcomers to the credit system, it happens all the time.

So we built the product we wish had existed. Savvy turns that helplessness into control. It catches the damage early, explains it in plain language, and stands with you when something goes wrong, so the next person doesn't lose two years to a number they were never shown.

Don't get blindsided like we did.

See your number, understand it, and protect it, before it costs you the thing you worked for.

Security & compliance

Your credit data, protected
like it's our own.

Credit information is the most sensitive data there is. We built Savvy so you choose when to upload a report. The PDF is processed in memory; extracted facts are saved to your account. See our Privacy Policy for processors and locations.

How we protect you

Six commitments we don't compromise on.

Protected account data

The original PDF is processed in memory and not stored. Account passwords are saved as secure hashes.

Processing transparency

Hosting and AI processing may use providers outside the UAE. See our Privacy Policy for current locations and safeguards.

PII-stripping middleware

Before any report is analysed, a dedicated layer removes personal identifiers, your name, Emirates ID, account numbers. The intelligence engine never sees who you are.

No bank linking

Savvy works only from the report you choose to upload. We never connect to your bank accounts, never hold your banking credentials, and can never move money.

You stay in control

It's your data. You decide what to upload, you can export it, and you can delete your account and everything in it at any time, permanently.

Least-privilege access

Strict internal access controls mean no one at Savvy can browse your data. Access is role-based, logged, and limited to what's needed to run the service.

Regulatory alignment

Built to meet the standards
that govern UAE finance.

We don't treat compliance as a box to tick at the end. Savvy is designed around the rules that protect UAE consumers and the global standards that define good security practice.

CBUAE Fintech regulations

Operated in alignment with the Central Bank of the UAE's framework for financial technology providers.

ADGM FSRA guidelines

Designed to meet the conduct and data expectations set out by the Abu Dhabi Global Market's financial regulator.

Credit bureau data handling

Your official credit report is handled in line with the UAE credit bureau's (AECB) data-use rules, read, decoded for you, never resold.

Global security standards

Engineering follows internationally recognised practices, ISO 27001 principles, OWASP secure-development guidance, and modern encryption standards.

What happens to your report

From upload to deletion,
you can see the whole path.

1

Encrypted on upload

The moment you upload your report, it travels over an encrypted connection and is processed in memory. The PDF is not saved; extracted facts are stored with your account.

2

Stripped & decoded

Personal identifiers are removed, then the report is decoded inside the UAE. The engine works on the numbers, not on your identity.

3

Yours to keep or erase

Your results stay encrypted and private to you. Export them whenever you like, or delete your account and all data permanently, on your terms.

Savvy provides credit information and educational tools. It is not a credit bureau, a lender, or a financial adviser. We work only from the official credit report you choose to share, we never connect to your bank accounts, and we never sell your data. If you ever have a security question, get in touch, we'd rather over-explain than leave you wondering.

Security you don't have to think about.

Upload your report with confidence. It's encrypted, it stays in the UAE, and it's always yours to delete.

Legal

Privacy Policy

Last updated: June 2026

This policy explains, in plain language, how Savvy handles your information. It should be read alongside our Terms of Service and Data Residency statement.

1. Who we are

Savvy ("Savvy", "we", "us") operates the credit intelligence platform available at besavvysure.com. We help UAE residents understand and protect their credit standing by decoding the official credit report they choose to upload. We are the controller of the personal data described in this policy.

2. The information we collect

We collect only what we need to provide the service:

  • Account information, your name, email address and password when you create an account.
  • The credit report you upload, the official credit report or score document you choose to share with us, and the information contained within it.
  • Usage information, basic technical and analytics data (device, browser, pages viewed) that helps us keep the service secure and improve it.
  • Billing information, if you subscribe to a paid plan, payment is handled by our payment processor; we do not store full card details on our systems.

We never connect to your bank accounts, and we never ask for your banking login credentials.

3. How we use your information

  • To decode your credit report and show you your score, the factors behind it, and the accounts on your file.
  • To provide features you choose to use, such as the Score Simulator and Dispute Assist.
  • To operate, secure, support and improve the service.
  • To communicate with you about your account and, where you have opted in, product updates.

4. Legal basis

We process your personal data on the basis of your consent and to perform the service you have requested, in line with the UAE's Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data and applicable regulations. You can withdraw your consent at any time by deleting your account.

5. How we protect and store your data

Your uploaded PDF is processed in memory and not stored. We screen data before AI calls; report-derived facts may be processed by our AI provider. Full details are on our Security and Data Residency pages.

6. Sharing your information

We do not sell your personal data, and we do not share it for advertising. We share data only with trusted service providers who help us run the platform (such as secure hosting and payment processing), strictly under contract and only as needed to deliver the service, or where required by law.

7. Your rights

You have the right to access, correct, export and delete your personal data, and to object to or restrict certain processing. You can delete your account and all associated data at any time from within the app, or by contacting us. We will respond to requests in line with applicable UAE law.

8. Data retention

We keep your data only for as long as your account is active or as needed to provide the service. When you delete your account, we permanently delete your data, except where we are required to retain limited records by law.

9. Cookies

We use essential cookies to operate the site and limited analytics cookies to understand usage. You can control non-essential cookies through your browser settings.

10. Children

Savvy is intended for users aged 18 and over. We do not knowingly collect data from anyone under 18.

11. Changes to this policy

We may update this policy from time to time. We will post the updated version here and revise the "last updated" date above. Significant changes will be communicated to you directly where appropriate.

12. Contact us

Questions about your privacy? Email privacy@besavvysure.com or visit our Contact page.

Legal

Terms of Service

Last updated: June 2026

These terms govern your use of Savvy. By creating an account or using the service, you agree to them. Please also read our Privacy Policy.

1. Acceptance of terms

By accessing or using Savvy, you agree to be bound by these Terms of Service. If you do not agree, please do not use the service.

2. Eligibility

You must be at least 18 years old and a UAE resident to use Savvy. By using the service you confirm that you meet these requirements.

3. What Savvy does

Savvy is a credit intelligence platform. You upload your official credit report and we decode it, showing your score, the factors behind it, the accounts on your file, and tools to help you understand and improve your standing.

4. What Savvy is not

Savvy is not a credit bureau, a lender, a bank, or a financial, legal or investment adviser. The information and figures we provide, including any score-impact estimates in the Score Simulator, are for general guidance and education only, are estimates, and are not guarantees. Decisions you make based on Savvy are your own. Always consider seeking advice from a qualified professional for important financial decisions.

5. Your account

You are responsible for keeping your account credentials secure and for activity under your account. Tell us promptly if you believe your account has been compromised.

6. The report you upload

You confirm that any credit report or document you upload relates to you and that you are entitled to share it with us. You must not upload anyone else's data without authority.

7. Acceptable use

  • Don't use Savvy for any unlawful purpose or in breach of any applicable regulation.
  • Don't attempt to disrupt, reverse-engineer, or gain unauthorised access to the service.
  • Don't misuse the service to harm others or misrepresent your identity.

8. Subscriptions and billing

Savvy offers a free tier and paid plans. Paid plans are billed in AED, inclusive of VAT, on a monthly or annual basis as selected. Free trials end automatically and return to the Free plan unless you choose to subscribe. You can cancel at any time and will retain access until the end of your current billing period, after which you return to the free tier.

9. Intellectual property

The Savvy platform, its design, content and branding are owned by Savvy and protected by law. Your data remains yours; you grant us only the permissions needed to provide the service to you.

10. Disclaimers and limitation of liability

The service is provided "as is". To the fullest extent permitted by law, Savvy is not liable for indirect or consequential losses, or for decisions made in reliance on estimates or guidance provided through the service. Nothing in these terms limits liability that cannot be limited under applicable law.

11. Termination

You may stop using Savvy and delete your account at any time. We may suspend or terminate access if these terms are breached or where required by law.

12. Governing law

These terms are governed by the laws of the United Arab Emirates, and you agree to the jurisdiction of the competent courts of the UAE.

13. Changes

We may update these terms from time to time. Continued use of Savvy after changes take effect constitutes acceptance of the updated terms.

14. Contact

Questions about these terms? Email legal@besavvysure.com or visit our Contact page.

Legal

Data Residency

Last updated: June 2026

This statement explains where your data lives and how it is governed. It complements our Privacy Policy and Security page.

1. How we handle your data

We process your account information to provide Savvy. Some service providers may process data outside the UAE under the safeguards described in our Privacy Policy. Uploaded PDF files are processed in memory and are not stored by Savvy.

2. Compliance with UAE law

Our data residency approach is designed to align with the UAE's Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data, and with the expectations of UAE financial regulators including the Central Bank of the UAE (CBUAE) and the ADGM Financial Services Regulatory Authority (FSRA).

3. How your data is protected

  • The uploaded PDF is processed in memory and is not stored as a file.
  • We screen AI inputs for personal identifiers and block unsafe requests.
  • Access is role-based, logged, and limited on a least-privilege basis.

4. Service providers

Where we rely on third-party providers (such as hosting and payment processing), we choose providers that support UAE data residency or appropriate safeguards, and we contract them to protect your data and use it only to deliver our service.

5. Retention and deletion

We retain your data only while your account is active or as needed to provide the service. When you delete your account, your data is permanently deleted from our systems, save for limited records we are legally required to keep.

6. Questions

For data residency or data protection questions, email privacy@besavvysure.com.

Get in touch

We'd love to hear from you.

Whether it's a question about your score, your data, or a partnership, reach out and a real person will get back to you.

General & support

Questions about Savvy or your account.

hello@besavvysure.com

Privacy & data

Data requests and privacy questions.

privacy@besavvysure.com

Partnerships

Press, partnerships and everything else.

hello@besavvysure.com

Where we are

Dubai, United Arab Emirates

The Savvy blog

Make sense of credit
in the UAE.

Plain-language guides to the score that quietly runs your financial life, what moves it, how to protect it, and how to plan your next big move around it.

Sign in

Welcome back to Savvy.

Forgot password?
New to Savvy? Create a free account

Create your account

Get your free credit score today.

Already have an account? Sign in